If you are in the Palm Beach area of Florida, from Jupiter to Lake Worth (or anywhere in the state of Florida), and need a health insurance plan that is compliant with the Affordable Care Act or ACA (also known as Obamacare), trust Owen Insurance Group and their experienced independent agents to help you find the right plan for you from the nation’s top health insurance carriers. 

We will also let you know if you qualify for a 'special enrollment' and for a 'subsidy' to reduce your premiums (most families will qualify for a $0 premium). 

CLICK HERE for more information.


To help our clients get through this national health emergency as we all deal with the impact of the COVID-19 pandemic, we are now ready to serve you 7 days/week, from 8 am to 8 pm.

Call 833-693-6467 


Contact one of our expert advisors now, or send us a request for a quote!




One of the most important basic rights you have is access to affordable health insurance and it is our duty and mission to ensure everyone has access to health insurance that is appropriate, suitable, and affordable, especially now. Many people are losing their jobs; consequently, their health insurance. All hope is not lost.

Yes, typically you can only sign up for an ACA Health Plan during open enrollment from Nov 1 – Dec 15 but you could qualify for a Special Enrollment Period (SEP) anytime when there is a life-changing event and usually you must apply within 60 days of the “qualifying event”.


Some SEP examples include:


  • losing a job

  • moving to a new zip code

  • getting married

  • having a baby


Some other legal qualifications include:

  • Be a US citizen or national

  • Be living in the USA

  • You cannot be incarcerated


How should you choose a plan?


  • Decide on the type of plan you want (HMO, PPO, or EPO/POS)

  • Have a budget in mind

  • Find those plans that fit your budget and meets your needs

  • Consider the deductibles, Maximum Out of Pockets, Co-Pays, Coinsurance, etc

  • Find a plan that has affordable co-pays for PCP and Specialist visits


Is there a penalty or fine if I don’t sign up for health insurance?

  • No, the “federal” individual mandate ended in 2019


Advantages & Features of the Affordable Care Act


  • Health plans must cover essential health benefits

  • Health plans also cover check-ups and preventative services

  • Pre-existing conditions are covered – you cannot be denied or charged more

  • You may qualify for a “subsidy” based on your household income

  • Many Americans who receive a subsidy usually qualify for $0 premiums


There are many plans and options to choose from and it can be confusing. Let us be your guide and help you enroll in the best plan to fit your needs. We do not charge a fee for our services and we’re happy to answer any questions you may have.

Have a Question?

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Need Advice?

Want a Quote?


833-OWEN-INS (833-693-6947)

772-210-1020 (office)


38 SE Ocean Blvd.
Stuart, FL 34994

2930 Okeechobee Blvd., Suite 207
West Palm Beach, FL 33409





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