ACA/OBAMACARE HEALTH INSURANCE PLANS

PALM BEACHES & ALL OF FLORIDA

If you are in the Palm Beach area of Florida, from Jupiter to Lake Worth (or anywhere in the state of Florida), and need a health insurance plan that is compliant with the Affordable Care Act or ACA (also known as Obamacare), trust Owen Insurance Group and their experienced independent agents to help you find the right plan for you from the nation’s top health insurance carriers. 

We will also let you know if you qualify for a 'special enrollment' and for a 'subsidy' to reduce your premiums (most families will qualify for a $0 premium). 

CLICK HERE for more information.

SPECIAL EXPANDED BUSINESS HOURS:

To help our clients get through this national health emergency as we all deal with the impact of the COVID-19 pandemic, we are now ready to serve you 7 days/week, from 8 am to 8 pm.

Call 833-693-6467 

 

Contact one of our expert advisors now, or send us a request for a quote!

 

YOUR RIGHTS

 

One of the most important basic rights you have is access to affordable health insurance and it is our duty and mission to ensure everyone has access to health insurance that is appropriate, suitable, and affordable, especially now. Many people are losing their jobs; consequently, their health insurance. All hope is not lost.

Yes, typically you can only sign up for an ACA Health Plan during open enrollment from Nov 1 – Dec 15 but you could qualify for a Special Enrollment Period (SEP) anytime when there is a life-changing event and usually you must apply within 60 days of the “qualifying event”.

 

Some SEP examples include:

 

  • losing a job

  • moving to a new zip code

  • getting married

  • having a baby

 

Some other legal qualifications include:

  • Be a US citizen or national

  • Be living in the USA

  • You cannot be incarcerated

 

How should you choose a plan?

 

  • Decide on the type of plan you want (HMO, PPO, or EPO/POS)

  • Have a budget in mind

  • Find those plans that fit your budget and meets your needs

  • Consider the deductibles, Maximum Out of Pockets, Co-Pays, Coinsurance, etc

  • Find a plan that has affordable co-pays for PCP and Specialist visits

 

Is there a penalty or fine if I don’t sign up for health insurance?

  • No, the “federal” individual mandate ended in 2019

 

Advantages & Features of the Affordable Care Act

 

  • Health plans must cover essential health benefits

  • Health plans also cover check-ups and preventative services

  • Pre-existing conditions are covered – you cannot be denied or charged more

  • You may qualify for a “subsidy” based on your household income

  • Many Americans who receive a subsidy usually qualify for $0 premiums

 

There are many plans and options to choose from and it can be confusing. Let us be your guide and help you enroll in the best plan to fit your needs. We do not charge a fee for our services and we’re happy to answer any questions you may have.

Have a Question?

or Call Us at

772-210-1020

833-OWEN-INS 

Need Advice?

Want a Quote?

CONTACT US

833-OWEN-INS (833-693-6947)

772-210-1020 (office)
support@oweninsurancegroup.net

OUR LOCATIONS


38 SE Ocean Blvd.
Stuart, FL 34994

2930 Okeechobee Blvd., Suite 207
West Palm Beach, FL 33409

QUICK LINKS

 

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PROUD MEMBER OF

  • Better Business Bureau

  • N.A.H.U.org

  • Stuart Chamber of Commerce

  • Palm City Chamber of Commerce

  • Jensen Beach Chamber of Commerce

FL License Number L100600

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